For what?
You can use the loan to:
• Fund the daily operations of your business
• Automate and upgrade your equipment

Types of loans
• Term Loans
• Hire Purchase Loans
• Working Capital Loans
• Factoring Loans

Interest rates and re-payment
• 5% per annum (monthly rest-in-arrears) for loan repayment periods up to 4 years.
• 5.5% per annum (monthly rest-in-arrears) for loan repayment periods above 4 years.

Things to note
Your loan exposure cannot exceed S$15 million for long-term loans (more than 4 years) and S$8 million for short-term loans (less than 4 years).

*Computed on a group basis. Where 20% - 100% of your shares are owned by other companies, the total value of your fixed assets and employees is calculated three levels up. Where your company owns 50% - 100% of another company (subsidiary), your subsidiary's fixed assets and employees will also be added to the computation.